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Insurance of apartment unions

Apartment unions can insure building structure, parts of building that are used cooperatively and join use communications. Buy building structure insurance companies mean foundation of building, bearing walls, and border area, roof and parts of the building that are owned cooperatively (stairways for instance), also water-, sewer-, heating-pipes and electric system.
Interior of apartment is only thing that is left for apartment owner to insure.

ERGO Insurance SE